1. IDENTIFICATION DETAILS

In compliance with the duty to provide information set forth in Article 10 of Spanish Law 34/2002, of July 11, on Information Society Services and Electronic Commerce, the following information is provided: the owner of this website domain is Poli del Rey Estefania Correduría de Seguros (hereinafter, Polifani), with registered address for these purposes at Av. Alfonso Puchades, No. 18, Tax Identification Number (C.I.F.) B53145751, registered with the Alicante Commercial Registry in general volume 1973, Book 0, Section 8, Companies Book registration, folio 128, Sheet A-40615.

Contact email: info@polifani.com

2. USERS

Access to and/or use of this Polifani website confers the status of USER, who accepts, from the moment of such access and/or use, the General Terms of Use set forth herein. These Terms shall apply regardless of any General Terms and Conditions of Contract that may also be mandatory, where applicable.

3. USE OF THE WEBSITE

polifani.com provides access to a wide range of information, services, programs, or data (hereinafter, the «content») on the Internet belonging to Polifani or its licensors, to which the USER may have access. The USER assumes responsibility for the use of the website. This responsibility extends to any registration required to access certain services or content. During such registration, the USER shall be responsible for providing truthful and lawful information. As a result of this registration, the USER may be provided with a password for which they shall be responsible and which they undertake to use diligently and confidentially.

The USER undertakes to make appropriate use of the content and services (such as chat services, discussion forums, or newsgroups) offered by Polifani through its website and, by way of example but not limitation, agrees not to use them to: (i) engage in unlawful or illegal activities or activities contrary to good faith and public order; (ii) disseminate content or propaganda of a racist, xenophobic, illegally pornographic nature, promoting terrorism, or violating human rights; (iii) cause damage to the physical or logical systems of Polifani, its suppliers, or third parties, or introduce or spread computer viruses or any other physical or logical systems capable of causing the aforementioned damage; or (iv) attempt to access and, where applicable, use other users’ email accounts and modify or manipulate their messages.

Polifani reserves the right to remove any comments and contributions that violate respect for human dignity, are discriminatory, xenophobic, racist, or pornographic, harm young people or children, threaten public order or safety, or which, in its judgment, are otherwise unsuitable for publication. In any event, the company that created the website shall not be responsible for opinions expressed by users through forums, chats, or other participation tools.

4. DATA PROTECTION

Polifani complies with the guidelines established by Spanish Organic Law 15/1999 of December 13 on the Protection of Personal Data, Royal Decree 1720/2007 of December 21 approving the implementing regulations of the Organic Law, and all other regulations in force at any given time, and endeavors to ensure the proper use and processing of users’ personal data.

For this purpose, alongside each personal data collection form used in connection with services that the user may request from Polifani, the user shall be informed of the existence and acceptance of the specific conditions governing the processing of their data in each case, including information regarding the party responsible for the file created, the address of the data controller, the possibility of exercising their rights of access, rectification, erasure, or objection, the purpose of the processing, and any disclosures of data to third parties, where applicable.

Likewise, Polifani states that it complies with Spanish Law 34/2002 of July 11 on Information Society Services and Electronic Commerce and shall request the user’s consent for the processing of their email address for commercial purposes whenever required.

5. INTELLECTUAL AND INDUSTRIAL PROPERTY

Polifani, either directly or as an assignee, owns all intellectual and industrial property rights relating to its website and the elements contained therein, including, but not limited to, images, sound, audio, video, software, texts, trademarks or logos, color combinations, structure and design, selection of materials used, and computer programs necessary for its operation, access, and use, whether owned by Polifani or its licensors. All rights reserved.

Pursuant to Articles 8 and 32.1, second paragraph, of the Spanish Intellectual Property Law, the reproduction, distribution, and public communication, including making available, of all or part of the contents of this website for commercial purposes, on any medium and by any technical means, without Polifani’s authorization, is expressly prohibited.

The USER undertakes to respect the intellectual and industrial property rights owned by the company that created the website. The USER may view the elements of the website and may even print, copy, and store them on their computer’s hard drive or on any other physical medium, provided that this is solely and exclusively for their personal and private use. The USER must refrain from deleting, altering, circumventing, or manipulating any protection device or security system installed on Polifani’s website pages.

6. DISCLAIMER OF WARRANTIES AND LIABILITY

Under no circumstances shall Polifani be held liable for damages of any kind that may arise from, including but not limited to, errors or omissions in the content, unavailability of the website, or the transmission of viruses or malicious or harmful programs through the content, despite having adopted all necessary technological measures to prevent such occurrences.

7. MODIFICATIONS

Polifani reserves the right to make any modifications it deems appropriate to its website without prior notice, including changing, deleting, or adding both the content and services provided through the website, as well as the manner in which they are presented or located on the website.

8. LINKS

In the event that polifani.com contains links or hyperlinks to other Internet websites, Polifani shall exercise no control whatsoever over such websites or their content. Under no circumstances shall Polifani assume any responsibility for the content of links belonging to third-party websites, nor shall it guarantee the technical availability, quality, reliability, accuracy, completeness, truthfulness, validity, or constitutionality of any material or information contained in such hyperlinks or other Internet websites.

Likewise, the inclusion of such external links shall not imply any form of association, merger, or participation with the linked entities.

9. RIGHT OF EXCLUSION

Polifani reserves the right to deny or withdraw access to the website and/or the services offered, without prior notice, either on its own initiative or at the request of a third party, from users who fail to comply with these General Terms of Use.

10. GENERAL PROVISIONS

Polifani shall pursue any breach of these terms and conditions, as well as any improper use of its website, by exercising all civil and criminal actions available to it under applicable law.

11. MODIFICATION AND DURATION OF THESE TERMS

Polifani may modify the terms and conditions set forth herein at any time, with such modifications being duly published in the same manner as these terms. The validity of these terms shall depend on their publication and they shall remain in force until replaced by other duly published terms.

12. APPLICABLE LAW AND JURISDICTION

The relationship between Polifani and the USER shall be governed by applicable Spanish law, and any dispute shall be submitted to the courts and tribunals of the city of Alicante.